Finance Your BMW Vehicle at BMW of El Cajon

bmw financing

When you're looking for a luxury car in the San Diego area, BMW of El Cajon should be your first stop. We offer a wide selection of new and pre-owned BMW vehicles that you'll love, and when you've found the perfect car our financing department is here to assist you. From online tools to helpful finance experts, we can help you at every stage of the car buying process.

Our Finance Department

Our BMW financing department can begin assisting you before you even walk into our dealership. First, we make it easy to apply for financing online. Just fill out our online form with your contact and employment information and you'll be ahead of the game by the time you arrive at our BMW dealership. We also offer online resources about the differences between buying and leasing, and our financing department is ready to help prospective BMW drivers with both.

You'll also find a tool that allows you to value your trade-in on our website. If you're planning to trade in your older vehicle for a new one, knowing how much money it's worth can help you determine how much car you can afford. One other thing that you should know is that we frequently offer financing specials on new BMW vehicles, like the 2017 BMW X5, and certified pre-owned models. We'll help you find a car that fits your budget and we'll make the financing process stress-free.

About Car Loans

Before you buy that new car of your dreams, there are a few things that you should know about car loans. First, the length of a car loan can vary greatly and are available in 12 month increments. A longer loan period means lower monthly payments, but you'll end up paying more in interest over time. The interest rate, commonly referred to as an APR, is determined by your credit score. Typically a better score means a better rate, but we can work with you even if your credit history isn't spotless.

Making a bigger down payment can reduce your monthly payments and how much interest you'll ultimately pay. That's why having a trade-in car that's in good shape can be beneficial. If your credit history isn't perfect, paying more money upfront could help.

So when you're looking for impressive luxury cars and a financing department that will work with you, visit our BMW dealership near Ramona, CA. Our BMW dealers can help you find the perfect new or pre-owned vehicle. We hope to see you soon!